Classical LR
→
Quantum VQC
Retail · 10,000 customers · 3D PCA
CLASSICAL LR — MIXED CLUSTERS
Model decision per archetype
✗ = wrong decision  ·  ✓ = correct
MODEL DECISIONS · scaled to 100,000 applications / year · amounts in USD
Each archetype moves from the classical score to its quantum score.
Green = correct decision  ·  Red = wrong decision
✓ Approved — correct
safe borrowers the model correctly approves
—
✗ Rejected — but safe (missed revenue)
creditworthy customers the model wrongly turns away
—
✗ Approved — but risky (credit loss)
future defaulters the model incorrectly approves
—
✓ Rejected — correct
defaulters the model correctly turns away
—
💰 Revenue unlocked by fixing missed approvals
× USD 5,000 net interest margin per approved loan
$0
💰 Losses avoided by fixing wrong approvals
× USD 90,000 expected credit loss per default approved
$0
Total annual P&L improvement (USD) $0
QUANTUM SEPARATION